Empowering SMEs. Enabling Growth.
We do the hard work of sourcing, comparing and submitting your funding application — so you get the right capital, on the right terms, without the hassle.
10+
Years of working capital expertise
R5M
Maximum working capital facility
80+
SA business types funded
9
Provinces serviced
Watch the intro
Meet SME Capital Desk
A quick look at who we are, what we do, and how we help South African businesses access the right funding.
Our products
The right Funding and Fintech products, brokered through registered partners.
One application, multiple offers. We compare and package your application across our network so you get matched to the right product.
Working Capital
Short-term business funding to bridge cash flow, restock, and grow.
Learn more
POS Devices
Smart card payment terminals via our funding partners.
Learn more
PO & Invoice Finance
Unlock cash tied up in outstanding purchase orders and invoices.
Learn more
Asset Finance
Funding to acquire equipment and business assets.
Learn more
Business Loans
Structured loans for growth, expansion and operations.
Learn moreFlagship product
Working capital from R50k to R5M.
Bridge cash flow, fund stock, cover seasonal demand or take on new contracts. Repayment terms from 3 to 12 months, structured around your turnover.
Min facility
R50,000
Max facility
R5,000,000
Term options
3 / 6 / 9 / 12 mo
Decision time
24–72 hrs
How it works
A simple, transparent path to capital.
Enquire
Tell us about your business in a quick form or call.
Apply
Submit your supporting documents — we guide you through it.
We submit
We package and submit to the right funding partners.
Get funded
Accept your offer and receive your funds.
Eligibility
Do you qualify? Check the basics.
Most of our funding partners share a common starting point. If you tick these boxes, we can almost certainly help.
Check my eligibility- Business older than 1 year
- Minimum 12 months trading history
- Minimum monthly turnover of R100,000
- More than 8 active clients, no single client over 20% of revenue
- FICA compliant
- Registered business entity (no sole proprietors)
- Physical business premises
Who we help
From spaza shops to fuel stations — 80+ SA business types.
What clients say
Real owners. Real outcomes.
"They found me a working capital deal that no one else could match. The process was honest and quick."
Thandi M.
Grocery Store, Soweto
"Felt like having a partner who actually listens. Got funded inside a week."
Sipho D.
Hardware Retailer, Pretoria
"Professional, warm and straightforward. They explained every option in plain language."
Lerato K.
Restaurant, Sandton
Ready to grow your business? Let's talk.
Tell us about your business and we'll match you with the right funding partner — fast, transparent, and on your side.
SME insights, in your inbox.
Funding tips, success stories and market updates — once a month, no spam.