Case studies

Real owners. Real outcomes. Real growth.

A snapshot of how SA SMEs have used SME Capital Desk to access the funding they needed. More client stories to come.

Grocery store

Grocery store

Case study #1

Challenge
Needed R250k to bulk-buy seasonal stock ahead of December trading.
Solution
Working capital facility from a registered partner over 6 months, weekly repayments aligned to cash flow.
Outcome
23% turnover uplift in December; loan repaid in full ahead of schedule.
Hardware retailer

Hardware retailer

Case study #2

Challenge
Cash flow squeezed by 60-day client payment terms on a large contract.
Solution
Invoice discounting facility unlocked R380k against outstanding invoices.
Outcome
Paid suppliers on time, took on two new contracts, restored healthy cash flow.
Fresh produce trader

Fresh produce trader

Case study #3

Challenge
Wanted to scale from a single market stall to two locations.
Solution
R150k working capital facility plus a PAX A920 Pro POS terminal for card payments.
Outcome
Opened second stall in 8 weeks; card sales now 40% of turnover.

Case studies above are illustrative placeholders. Real client stories will be added post-launch.

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