Our process
From enquiry to funded — in five clear steps.
No black boxes. No surprises. Here's exactly how SME Capital Desk gets you matched to the right funding partner.
- 01
Make an enquiry
Get in touch via our contact form, phone or chat. Tell us what you need and a bit about your business.
- 02
We assess and match
We review your business profile and match you to the right funding products and partners from our network.
- 03
Complete the application
You complete the application and supply supporting documents — bank statements, ID, registration documents.
- 04
We package and submit
We package your application professionally and submit it to the right registered funding partner(s) on your behalf.
- 05
Get funded
Receive your funding offer, accept the terms, and the funds are disbursed to your business.
Eligibility
Quick self-qualification
If you tick most of these boxes, we can almost certainly help.
- Business older than 1 year
- Minimum 12 months trading history
- Minimum monthly turnover of R100,000
- More than 8 active clients, no single client over 20% of revenue
- FICA compliant
- Registered business entity (no sole proprietors)
- Physical business premises
FAQ
Common questions about the process
Ready to grow your business? Let's talk.
Tell us about your business and we'll match you with the right funding partner — fast, transparent, and on your side.